Attorney Profile
Santa Ana Bankruptcy Lawyer Michael D. Franco

Santa Ana Bankruptcy Lawyer – Michael D. Franco – BIO

Santa Ana bankruptcy lawyer Michael D. FrancoSanta Ana bankruptcy lawyer – Michael D. Franco – began his legal career in 1995. He started as an associate at a large consumer bankruptcy firm, meeting clients and appearing before bankruptcy trustees and judges dozens of times per week.

Early Life – Growing Up

Growing up, Michael’s parents experienced financial hardships. Unfortunately, Michael’s parents did not receive proper counsel and suffered years’ long, ongoing consequences. During his childhood early years, Michael experienced, first hand, the pain, frustrations, and fallout that people experience because of financial hardships. These deeply-felt, transformative years motivated Michael to reach out to individuals, families and business owners experiencing financial difficulties with purpose, compassion, and understanding.

Santa Ana bankruptcy lawyer, Michael D. Franco’s law practice, unlike some bankruptcy legal mills, is not a “business model” to exploit individuals, families and business owners – it is his passion – his calling…

Current Day – Passionately Serving Orange County Residents

Today, Michael D. Franco represents clients from a broad scope of economic backgrounds. He is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and is on the Board of Directors of the Orange County Bankruptcy Forum. Participation in these groups keeps him current with the latest in bankruptcy trends and developments to best serve his clients.

Experience in Bankruptcy

Five years and thousands of clients later Michael D. Franco started his own practice serving Orange County from offices in Santa Ana. A significant percentage of his client base are referrals. Many former clients refer family and friends to his office – a reflection of their high level of satisfaction.

Experience is cumulative – and benefits Michaels clients today! Orange County bankruptcy lawyer, Michael D. Franco, appeared thousands of times before Bankruptcy trustees and judges gives Michael a perspective that few California bankruptcy attorneys can match. This extensive bankruptcy experience gives Michael comprehensive insights into what trustees and bankruptcy judges usually look for in reviewing the individual facts of a bankruptcy case.

Experience is a valuable tool – especially when analyzing potential cases and working on an effective solution within the bounds of the law.


Education, like experience, is a foundation which should be constantly improved upon. Michael furthered his financial and business analysis skills by getting an MBA from USC in 2000 and his real estate broker’s license in 2008. Continually expanding his base of education enables him to serve his clients with a depth of knowledge and experience that distinguishes what he can offer his clients. Whether a simple consumer case or a complicated commercial matter, his office is committed to serving his clients effectively and with compassion.

California State University FullertonCalifornia State University Fullerton (CSUF)
Major: Political Science – B.A. May 1990
Minor: Business Administration – B.A. May 1990

University of California Los Angeles School of LawUniversity of California Los Angeles (UCLA)
UCLA School of Law
Juris Doctor (J.D.) – 1994

University of Southern California, Marshall School of BusinessUniversity of Southern California (USC)
Marshall School of Business
MBA, Finance and Marketing – December 2000

Minimum Continuing Legal EducationContinuing Education
Ongoing general, Continuing Legal Education (CLE), and bankruptcy specific educational programs.

Programs & Affiliations

The State Bar of CaliforniaThe State Bar of California
Passed Bar Exam – Became Licensed to Practice Law – 1994

Purpose of The State Bar of California:

  • Licenses attorneys and regulates the profession and practice of law in California
  • Enforces Rules of Professional Conduct for attorneys
  • Disciplines attorneys who violate rules and laws
  • Administers the California Bar Exam
  • Advances access to justice
  • Promotes diversity and inclusion in the legal system

California Board of Legal SpecializationThe State Bar of California – Board of Legal Specialization
Awarded “Certified Specialist in Bankruptcy Law – 2013
The State Bar certifies attorneys as specialists who have gone beyond the standard licensing requirements.

Requirements to become a “Certified Specialist in Bankruptcy Law” include:

  • passage of a written examination in the legal specialty area
  • practiced law continuously for at least five years, spending at least 25 percent of the time given to occupational endeavors practicing in the specialty area
  • completion of continuing education in the specialty area greater than that required of general licensees of the bar
  • demonstration of a broad-based and comprehensive experience in the specialty area based on completion of a variety of matters in the specialty area
  • favorable evaluations by other attorneys and judges familiar with the attorney’s work in the specialty area of law

National Association of Consumer Bankruptcy AttorneysNational Association of Consumer Bankruptcy Attorneys (NACBA)
THe NACBA devotes enormous energy to protecting and enhancing the rights of consumer bankruptcy debtors by getting involved in legislative efforts to change the Bankruptcy Code.

Orange County Bankruptcy ForumOrange County Bankruptcy Forum (OCBF)
Board of Directors
The Orange County Bankruptcy Forum is a non-profit organization located in Orange County, California. For over 25 years, the OCBF has provided services and education for its members and the legal community of the greater Southern California area, with the goal of enhancing our community of practitioners and professionals.

California Department of Real Estate (DRE)California Department of Real Estate (DRE)
Real Estate Broker’s License – 2008

Santa Ana Bankruptcy Lawyer Michael D. Franco, can help you protect your home, car, job and personal property from creditors. Call For A Free Consultation (714) 252-6268 Today!

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