Collection efforts after a bankruptcy discharge is forbidden by the Courts. A bankruptcy discharge is supposed to STOP creditors and collectors from collecting the debt. But what can you do if creditors persist? Michael D. Franco, Certified Specialist in Bankruptcy Law has something to say about this.

Old Second Mortgages are coming up a lot lately in calls to my law office Orange County homeowner are desperate to know WHY is a debt collection firm suing me? Worse, they are threatening to foreclose on my home for a 2nd Trust Deed that was “charged off” years ago! “Michael, what can I do?”

I’m a Bankruptcy attorney. I like Rock N Roll. I can listen to Rock N Roll ANYWHERE even driving across the desert and bankruptcy is the reason WHY! iHeartMedia (iHeart Radio) filed for Chapter 11 bankruptcy which means the world can continue to stream their favorite radio stations wherever they are! If big businesses use bankruptcy to reorganize their finances, shouldn’t regular people?